Melinda F. Emerson, “SmallBizLady” is America’s #1 Small Business Expert. He is an internationally recognized speaker on small business development, crowdfunding, and internet marketing strategies. As CEO of Quintessence Group, his Philadelphia-based marketing firm employs Fortune 500 brands targeting the small business market. Clients include Amazon, Adobe, Verizon, VISA, Google, FedEx, Chase, American Express, The Hartford, and Pitney Bowes. They also have an online school, www.smallbizladyuniversity.com, which teaches people how to market online and how to start and grow a successful small business and publishes the SucceedAsYourOwnBoss.com blog. His advice is widely read, reaching over 3 million traders every week online. He hosts The Smallbizchat Podcast and is the best-selling author of Be Your Own Boss in 12 Months, Updated and Expandedand Organize Your Business, 90 Day Plan to Get Your Life Back on Track and Reduce the Chaos in Your Business.